Taylor Swift’s ’40-page prenup’: How $2BILLION in assets divide up… and the one major concession Travis is predicted to have written in as special clause

She has a reputation for dissing ex-lovers in songs with soulful but thinly veiled barbs shortly after break-ups.

But heaven forbid Love Story singer Taylor Swift ever splits with Travis Kelce, because she might find that somewhat trickier in this case.

As the double-branded couple prepared for their over-the-top Madison Square Garden wedding in New York City, the attorneys were feverishly at work.

And that means that their alleged celebrity prenup to end all prenups could potentially have a privacy clause that hampers the $2billion songstress from picking over the relationship in her lyrics, a top Manhattan divorce attorney has told the Daily Mail.

Any such quirky demand might be one of many in an expected 40-page document spelling out the individual wealth and expectations of America’s hottest couple before they seal their fortunes. Or, more romantically, get married.

For despite being worth an estimated $90million, 36-year-old NFL legend Kelce’s money pot and earnings potential is severely outgunned by that of his bride-to-be, who is the same age.

Swift, the richest female musician in history, was taught the value of money and investment early in life by stockbroker father Scott, who remains a strong influence in growing and guarding her financial dealings.

Yet top New York City divorce attorney and prenup expert Jacqueline Newman believes that despite some interesting wrinkles, the legalities of who has what after a split could be fairly straightforward.

‘I think the prenup is actually going to be a pretty simple document – what’s his right now will be his and what’s hers is hers,’ she said.

Newman, who specializes in ultra-high net worth divorces and matrimonial negotiations from her Manhattan office, continued: ‘If they put money into a joint asset using joint names, like a home, they’d both get back what they put in plus any appreciation.’

Experts believe the same degree of separation would go into future earnings, where Swift still has the potential to surpass those of her gargantuan 21-month Eras Tour whose 149 shows in five continents grossed $2.077billion in ticket sales.

She also jealously guards her other intellectual property and paid a reported $360million to retrieve the masters of her first six albums.

So to the question of three-time Super Bowl winner Kelce getting a share of future earnings after any split, Newman said: ‘My guess is not. Unless they decide to do something together in some capacity.

‘She values her output greatly and I believe there will be a very clear document that says what she creates in the future is hers. Similarly, he’s got creative things that he would obviously want to retain. I believe they will be very respectful.’

Regarding that output, the singer’s narrative-driven lyrics featuring her exes were once a hallmark of her work that intrigued her global fanbase of Swifties.

Splitting with musician John Mayer, 48, in 2010 produced the bitter break-up anthem Dear John, while Is It Over Now? is widely believed to be about the end of her brief fling with 32-year-old British star Harry Styles in 2013.

Meanwhile, Getaway Car about a rebound relationship followed the end of her year with DJ and producer Calvin Harris, 42, in 2016. 

But the pièce de résistance appeared to be reserved for Brit actor and songwriter Joe Alwyn, 35.

The former couple were together more than six years, splitting in April 2023 after a life in London. 

Swift’s subsequent song So Long, London contained the line: ‘I’m p****ed off you let me give you all that youth for free.’

‘Potentially there could be something in a prenup that would hamper her doing similar because it’s kind of her signature,’ said Newman.

‘Legal documents can have all sorts of language that talks about confidentiality, but also restricts her from writing or singing about anything that reflects on him.

‘There are ways you can get round it with creative license, because you can only draft so much and everyone’s probably going to know what she’s talking about, even if it is described very differently. 

‘But there can definitely be language to make attempts to try to avoid her being able to do that.’

The tale of the tape between Swift and Kansas City Chiefs tight end Kelce is lopsided but nonetheless jaw-dropping.

Swift, who was just 15 when she signed with Sony and has now notched 14 Grammy awards, has widespread property portfolio worth in excess of $120 million.

She first ventured into real estate aged 20 with a penthouse valued at the time at $1.9 million in Music Row in country music capital Nashville, Tennessee.

Then came her Greek revival compound dubbed the Northumberland Estate in Forest Hills in the same state, costing $2.5 million in 2011. Built in 1934 and covering six acres, it is reportedly where father Scott and mom Andrea live.

Two years later she splashed out $17.75 million for her 11,000sq ft oceanfront mansion High Watch in Westerly, Rhode Island. 

Standing prominently on five acres, it has 700ft of private beach, and millions have been spent on renovations and it is now estimated to be worth $30 million.

By 2014, Swift started the New York City component of her portfolio, buying two adjacent penthouses in Tribeca’s Franklin Street from Lord of the Rings director Peter Jackson for $19.5 million.

She combined the pair to create a 10-bedroom duplex with 10 bathrooms. Four years later she expanded by buying a second-floor unit for $10 million, adding 3,450sq ft.

By that time, she had also bought a townhouse next door for $18 million. 

The three-level building houses a home cinema, gym, seven bedrooms and separate apartment for her security team.

While those purchases were going on, Swift also snapped up the iconic Goldwyn Estate in Beverley Hills, California for $25 million in 2015.

The Georgian revival masterpiece was built in 1934 for movie mogul Sam Goldwyn and boasts seven bedrooms, eight bathrooms and a tennis court.

Next, there’s Swift’s love of aviation. She currently owns a Dassault Falcon 7X private jet worth up to $55million to whisk her to concerts and shield her private life.

The triple-engine aircraft has a 528mph cruising speed, a large luxurious cabin and ultra-long range of nearly 6,900 miles. 

It can reach 51,000ft to go above commercial flights for the most direct routes. Along with two crew and a flight attendant, the yearly operating costs are calculated in millions.

This year Swift spent $15 million to try to conceal its identity and give her more privacy, including a new paint job and registration number. But aviation trackers quickly worked out the changes. 

She previously also had a Dassault Falcon 900 but sold it in January 2024.

Swift’s music catalog brings in a reported $100 million a year from streaming alone while her income from concerts and merchandising is, literally, off the charts.

Throughout her career, she has also partnered with brands such as Capital One, AT&T, Stella McCartney, Elizabeth Arden perfumes, American Express, Diet Coke, Walmart and Apple.

The singer’s canny business sense fostered by her Merrill Lynch broker dad saw her bypass studios to personally finance the movie of her Eras Tour, receiving half the box office take for the film that grossed $261 million. 

She then struck a deal with Disney for $75 million for an extended streaming version and she then added a second Disney deal for a behind-the-scenes series and second concert film for another $100million.

Meanwhile Kelce has NFL career earnings of $111 million over his incredible 14-year-run and has re-signed with the Chiefs for $54.7 million over three years. 

Home is a $6 million mansion in Leawood, Kansas, featuring six bedrooms, six bathrooms and pool.

He has his New Heights podcast with retired Philadelphia Eagles legend brother Jason and the pair have a $100 million Amazon deal.

Kelce also makes up to $8 million a year in partnerships with Nike, State Farm, Budweiser, Pfizer and Experian. 

Meanwhile he is co-founder with Kansas City quarterback Patrick Mahomes of high-end steakhouse 1587 Prime.

On who pays for what, Newman said: ‘No one’s going to run out of money. Having said that, I think Swift is going to be paying the major expenses on her homes and her bodyguards.

‘If I had to guess, I’d say they will probably have some kind of joint account that is going to find their lifestyle in some capacity. But that’s all small potatoes when you think about the vast wealth they both have.’

Top Florida prenup attorney Brian Karpf echoed Newman’s sentiment by saying: ‘This is pretty straightforward in light of their respective wealth. It makes things simpler.

‘Perhaps they do some joint ventures, but I would suspect most of their estates would remain separate. I believe all her future earnings are going to remain her separate property. That is likely to be carved out at this point.’

Karpf, who handles cases in Miami and Palm Beach, said of keeping their secrets under wraps if there were a split: ‘Maybe they could have some language that talks about not getting into intimate details. It’s possible, but it’s hard to police.’